Budgets have been being used for decades. I would even venture to say that some form of a budget has been used since people first began using money for payment, and every day transactions.
The form of budgeting may have changed some over the past 30 years, but the concept of taking the money that you are bringing into your home, then delegating it out to places that you owe, and finding what you have left to live on before the next set of money comes in, is still the same.
Whether you are use the form that my grandparents used over 30 years ago, the good ol' scratch paper and pen for your budgeting, or the very advanced spreadsheet, budgeting is still very important.
I recently found this piece of paper in my grandparents old Bible. I thought it was so cool to find this budget written out by my grandfather. Even if he had scribbled it down while they were in church :-) It hit me though, budgeting has always been important. It doesn't become important when you are saving for something big like your first house, but it is always important for every stage in life. No matter what stage of life you are in, everyone should be budgeting their money! There are even small things that you can teach your children about budgeting and saving their money so that they get started at understanding the concept early in life.
I was very intrigued by seeing my grandpa's budget.. but it also made me realize how much simpler life was back then. We now have so many more 'bills' to our name as a society. I have had so many people that know I budget ask me how to do it, what do I do, etc. For the longest for me it wasn't really a budget that I had, but a commitment to save. When we moved to Texas three months ago, I started a budget. I was really nervous about it. For years we have lived on two incomes... and I honestly did not know what to expect. It has actually been great and I am so excited to share with you the things I have learned to help me budget better in my family, still save, and still have fun.
Though, doesn't it seem that every month there is something going on that is not budgeted for? So what do you do in those cases? Hopefully we will learn more about that in the coming weeks.
We are so excited to bring to you our 10 Week Budgeting Series. We have a lot of Guest Posts planned for the coming weeks and we have several great giveaways to help you out with budgeting... from cash envelope files to PDF Budgeting Files.. just for you. So hang on tight and make sure you join us on each Wednesday as we share a new blog about budgeting. And of course, if you have any questions or any certain blog you would like to see posted on budgeting, please email us at firstname.lastname@example.org If we know readers wants to read about a certain part of budgeting, we will try and find someone to cover it if we can't.
WOOOOO! We are so excited to finally launch this!